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Latest Posts in Tips

student loans and moving abroad

What Happens to Your Student Loans If You Move Abroad? (And How to Handle Them Smartly)

Moving abroad doesn’t cancel your student loans — but it changes how they’re managed. Learn how the Foreign Earned Income Exclusion (FEIE) can affect your IDR payments, what to watch out for, and how to stay compliant while living overseas.

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Borrowers with Parent PLUS loan can lower payments by acting quickly

Critical Parent PLUS Loan Deadline Quickly Approaching

Parent PLUS double consolidation allows borrowers to unlock better repayment plans and lower monthly payments, but the deadline to complete the process is fast approaching.

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tips for lower student loan interest rates

12 Ways to Get a Lower Interest Rate on Your Student Loans

Looking to cut your student loan interest rate? From auto-pay discounts to refinancing options, here’s how to save — with the latest 2025 updates.

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Student Loan Forgiveness Scams vs. Legit Programs – How to Tell the Difference

Separating scammers from legitimate student loan companies might seem difficult, but careful borrowers can usually detect even the best scammers.

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win win hand draws both

4 Ways to Save for Retirement AND Eliminate Student Loan Debt

Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.

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man hidden in bricks

The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

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The Biggest Parent PLUS Loan Mistake…

If you manage your Parent PLUS loans wrong, it could result in permanent double payments for all of your federal student loans.

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Borrower reviews paperwork for loan servicer errors

Common Student Loan Servicer Mistakes: Frequent Errors Complicate Restart

Borrowers reports of serivcer mistakes show that the repayment restart isn’t going as planned.

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borrowers speeds up student loan forgiveness on a rocket

Accelerated Forgiveness: Making Extra Payments for Quicker Forgiveness

Options to speed up student loan forgiveness by paying extra are limited.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements