Consolidation Undo: Seperating Parent PLUS Loans from Consolidated Loans
Some consolidation mistakes limit repayment plan and forgiveness options. Borrowers who got bad advice from servicers deserve help.
SAVE
The Best Student Loan Repayment Plan for Getting a Mortgage and Buying a House
The best federal student loan repayment plan for mortgage applications is usually — but not always — the one with the lowest monthly payment.
IBR, PAYE and SAVE for Married Couples who Both Have Student Loans
Getting married doesn’t mean payments will double for couples who both have student loans, but payments may still go up.
Lower Payments on SAVE vs Faster Forgiveness on PAYE or IBR
For graduate borrowers, SAVE isn’t always the best student loan repayment plan. Some people might be better off with quicker forgiveness on PAYE or IBR.
How the SAVE Plan Changes the Student Loan Refinance Analysis
The newest federal repayment plan makes refinancing a bit more risky for borrowers.
Switching to SAVE or REPAYE and Restarting Forgiveness Progress
Many borrowers worry that changing income-driven repayment plans will result in starting from scratch on the path to student loan forgiveness.
Lawsuit Filed to End SAVE Repayment Plan/One-Time IDR Account Adjustment
A new lawsuit has student loan borrowers nervous. Should there be concern over the future of SAVE and the one-time IDR account adjustment?
Automatic Income Certification for IDR Plans Like SAVE
Automated yearly income certification will save IDR borrowers money and prevent mistakes with deadlines and timing issues.
Important Student Loan Rule Changes to Understand
Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.