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opinion

The “Inspirational” Student Loan Payoff Stories Are Harmful

Many major media outlets get a lot of clicks by publishing “inspirational” student loan payoff success stories. This trend needs to stop.

Is Student Loan Forgiveness a Handout for the Rich?

Wealthy doctors and Harvard grads are not the people who would benefit from student loan forgiveness or debt cancellation programs.

Empathy and the Case for Student Loan Forgiveness

As borrowers, we need to do a better job making the case for student loan forgiveness. We need to earn the empathy of our fellow Americans.

Opinion: It is Time for the Government to Automate Income-Driven Repayment Certification

Yearly income certification trips up many federal borrowers and this problem could easily be avoided by automating the process.

Using a Refinance or Consolidation to Simplify Bill Payments is Dumb

Streamlining student loan repayment has its advantages, but using a refinance or consolidation for this purpose is asking for trouble.

Income Share Agreements Won’t Fix the Student Loan Crisis

Income share agreements are appealing for many different reasons. However, ISAs are the not answer to the student loan crisis.

changes in the future for student debt

The Future of Student Loans: Predictions on Forgiveness, Free Tuition and Repayment Plans

After nearly a decade of closely watching student loan news and developments, I think some changes are on the horizon.

future PSLF

The Future of Public Service Loan Forgiveness

PSLF probably isn’t going anywhere. Even if it PSLF was eliminated, existing borrowers have plenty of protections in place so that they can qualify in the future.

dad money

Do Parents Have a Responsibility to Help Their Child Pay for College?

Parents don’t have a legal responsibility to pay for college, but there are financial and non-financial ways in which they should help their children.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements