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opinion

The Government Desperately Needs to Simplify Student Loan Repayment

Simplifying federal student loan repayment would lower the default rate, help the economy, and prevent scammers from hurting vulnerable borrowers.

How the Student Loan Crisis Benefits the Wealthy

The student loan benefits for the 1% go far beyond collecting interest and charging outlandish tuition prices at for-profit colleges.

Expanded Income-Contingent Repayment is Off to a Bad Start

EICR has potential to lower monthly payments for borrowers, but early drafts leave plenty of room for improvement.

How Borrowers Can Change Student Loan Laws and Policy

Using the right tactics, individual borrowers can have a significant impact on student loan rules.

Four Fixes for Biden’s Expanded Public Service Loan Forgiveness

The limited waiver is a huge break for PSLF borrowers with repayment plan and loan eligibility issues. Unfortunately, this fix overlooked a few major issues.

Balancing Student Loans, Debt, and the College Experience

Going away to college to get the “college experience” is a reasonable goal, but making smart student loan decisions is critical.

Republicans Make Deeply Flawed Argument Against Loan Forgiveness

It is ridiculous to argue that student loan forgiveness is a handout for the wealthy or a program that doesn’t benefit most Americans.

Forgiveness for Many: How to Solve the Student Loan Crisis

Minor tweaks to interest rates and student loan forgiveness could provide relief to millions of student loan borrowers.

Higher Education Debate: Why College is a Privilege and Not a Right

Some Americans argue that college should be paid for by students instead of taxpayers. They say college is a privilege, not a right.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements