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Joe Biden

The rulings of two federal judges mean higher monthly payments and less forgiveness for borrowers.

SAVE Lawsuits: Some Provisions Remain, Others Struck Down

Federal courts have temporarily blocked parts of the SAVE plan, creating uncertainty for borrowers. The new rulings halt future forgiveness and revised payment calculations, but existing benefits remain available.

Borrowers get a break from payments and interest charges

3 Million Student Loan Borrowers Receive Another Payment and Interest Pause – Here’s How to Sign Up

Learn how to qualify for the new payment and interest pause amidst ongoing SAVE lawsuits.

What happens to SAVE, PSLF, and other student loan programs if Trump wins

The Worst-Case Scenario for Student Loan Borrowers in a Second Trump Presidency

A second Trump presidency could bring significant changes for student loan borrowers, including the taxation of forgiven debt, the end of new forgiveness initiatives, and uncertainty surrounding the SAVE plan and PSLF.

calculator used to determine monthly payments on new SAVE IDR plan

SAVE Calculator: Estimate Payments on Biden’s New IDR Plan

The new SAVE plan will offer the lowest monthly payment for the vast majority of borrowers.

Borrowers now have until June 30 2024 to take advantage of one-time account adjustment

Biden Administration Extends Student Loan Consolidation Deadline

The terms of the one-time account adjustment deadline are a bit complicated, but consolidation right now is a big opportunity for many federal student loan borrowers.

Biden’s Plan to Get Around the Supreme Court and Forgive Student Loan Debt

The latest plan from the Biden adminstration to forgive student loans might be on the most solid legal footing.

looking for good ideas to get borrowers partial loan forgiveness

Partial Loan Forgiveness Could be the Next Big Student Loan Policy Change

Relief could be coming for borrowers facing out of control student loan balances.

light shines illuminating the path forward for borrowers hoping for student loan forgiveness

The Future of One-Time Forgiveness: The Path Forward for Student Loan Cancellation

The Supreme Court struck down the plan to forgive up to $20,000 per borrower, but the hope for debt cancellation is far from over.

Magnifying glass looking at proposed student loan legislation from Congressional Republicans

Breaking Down the GOP’s New Student Loan Legislation: What It Means for Borrowers

Republicans in Congress proposed five new pieces of legislation to overhaul student loan policy in the US.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements