What Should I do with a Low-Interest Student Loan?
A student loan with an excellent interest rate opens doors for retirement, buying a house, and investing.
interest discussion
Should I Pay Off My Unpaid Interest Before It Capitalizes?
Many student loan borrowers receive a notice of unpaid interest letter from their student loan servicer. In many cases, making a payment isn’t necessary or advisable.
Improve the Ratio of Principal to Interest on Student Loan Payments
When payments go almost entirely towards interest, lenders profit and debt lingers. Fortunately, there are ways to improve this situation.
When Does Student Loan Interest Get Added to My Balance?
Knowing when student loan interest gets added to your balance means you know how to prevent student loan interest from getting added to your balance.
Understanding Student Loan Interest Accrual, Compounding Interest, and Lender Math
A basic understanding of student loan interest is essential to ensuring that lender mistakes get identified and corrected.
Why rush to pay off my student loans if I can deduct the interest?
A student loan interest deduction is a nice perk at tax time, but it isn’t valuable enough to change student loan repayment strategy.
Steps to Take When Federal Student Loan Interest Grows Out of Control
Interest on federal student loans can be a major issue, but there are resources available to keep this expense in check.
How do lenders decide on my student loan interest rate?
There are many factors that go into determining a student loan interest rate. Some are based on the borrowers but others are not.
Why Did My Student Loan Interest Rate Go Up?
Interest rates going up on a variable-rate loan can be frustrating. However, there are ways to avoid this particular student loan headache.