interest discussion

Student Loan APRs vs. Interest Rates

The APR and Interest Rate for most student loans are usually identical. Federal student loans are one big exception.

Stopping your lender from raising rates is tricky, but there are a few ways to prevent your interest rates from going up.

Charging 0% interest on student loans isn’t a handout to borrowers. It is a brilliant investment by the government.

The end of LIBOR means changes are coming for many student loan borrowers with variable-rate student loans.

Interest usually accrues during a forbearance or deferment. However, there are a couple of noteworthy exceptions to the rule.

For most student loan borrowers, a good interest rate is one that is between 2% and 4%. However, many other circumstances need to be considered.

If you have a fixed-rate student loan, inflation could be a good thing. If your student loan is variable-rate, inflation is bad news.

Whether you are struggling or cruising to debt elimination, there are options to get a lower interest rate.

Changes to monthly student loan charges are common. Some increases are easy to fix while others are more complicated.