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interest discussion

borrower jumps at low interest rate opportunities in 2024

The Best Student Loan Refinance Rates for July 2024

Inflation is an issue for refinance rates, but borrowers looking for a fixed-rate loan still have plenty of choices.

Learn the requirements to benefit from the SAVE Subsidy

The Government is Paying Student Loan Interest for Millions of Borrowers: Learn How to Qualify

A small change to the IDR payment options has created an opportunity for borrowers to get student loan interest relief.

borrowers wrestle with increasing student loan interest rates

How Inflation Changes the Student Loan Refinance Math

Oustside of a couple exceptions, most borrowers will want to steer clear of student loan refinancing while interest rates are high.

borrower considers financial options for managing student debt

Extra Payments on Federal Student Loans Rarely Make Sense

The conventional wisdom is that extra payments to eliminate debt is the best approach. For federal student loans, these extra payments are often a mistake.

borrowers choice refinance loan options pick 20-year fixed

The Best Student Loan Refinance Length is a 20-Year Fixed-Rate Loan

When picking a student loan refinance solution, it is essential to think about your other financial goals. Opting for a flexible choice is often the safest bet.

man pushes button starting federal student loan interest charges restart

Interest Charges Are About to Start: Steps to Take Now

Federal student loans resume charging interest on September 1, 2023.

two people warn borrowers about dangers of missing payments after restart

Advice to Ignore Student Loan Restart is an Awful Idea

The federal student loan on-ramp minimizes the dangers of missing payments after the repayment restart, but it doesn’t mean borrowers should skip payments.

box of ideas for refinance rate projections

Insider Tips and Insights on the Student Loan Refinance Marketplace

Student loan refinance interest rates can move in peculiar patterns. Knowing lender behavior can help borrowers find the lowest rates.

calculator shows $0 per month federal idr calculation

Paying $0 Per Month On Your Federal Student Loans with IDR Plans Like SAVE

A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements