When is it time to give up on Income-Driven Repayment Plans like IBR, PAYE, and REPAYE?
Income-driven repayment plans are usually the best option for federal borrowers, but some circumstances justify a change in strategy.
IDR
Can a Bonus, Overtime Hours or a Raise Increase Student Loan Payments?
Extra income can mean a higher IDR monthly payment, but there are ways to make sure a temporary or limited increase doesn’t mean a higher student loan bill.
Mega-Mailbag: PSLF Issues and Income-Driven Repayment Considerations
Today’s huge mailbag covers several different IDR issues and mixes in some Public Service Loan Forgiveness questions as well.
IBR, PAYE, and REPAYE Calculations for Multiple Loans and Multiple Lenders
If you have multiple federal student loans or you are stuck with more than one federal servicer, the Income-Driven Repayment math might seem complicated. Fortunately, it is pretty easy.
Lowering the monthly payments on your Federal Student loans
Federal student loans come with many borrower protections to lower monthly payments. Refinancing is also an option, but it comes with major risks.