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IDR

parents can get lost with all the repayment options on plus loans

A Guide to Parent Plus Loan Repayment

Repayment options for Parent PLUS loans include income-driven repayment plans, loan forgiveness, and refinancing.

How to Get the Full Value of Federal Student Loan Forgiveness Programs

Getting the full value of federal student loan forgiveness programs requires more than just paying the minimum to maximize forgiveness.

Student Loan Moves When You Start a New Job

Changing employers sometimes means that it is time to change your student loan repayment strategy.

Wait for IDR Forgiveness or Aggressively Repay Federal Student Loans?

The wait for Income-Driven Student Loan Forgiveness takes decades. In some cases waiting for debt forgiveness is the more expensive strategy.

The Pros and Cons of Chasing After Student Loan Forgiveness

Student loan forgiveness is a great way to erase debt, but it isn’t always the best decision for all borrowers.

Student Loan Repayment for Borrowers Living on Social Security

Income-driven repayment plans often mean $0 per month payments and eventually loan forgiveness for borrowers living on social security.

Federal Student Loan Benefits: The Perks and Borrower Protections

The benefits of federal student loans go far beyond interest rates.

Opinion: It is Time for the Government to Automate Income-Driven Repayment Certification

Yearly income certification trips up many federal borrowers and this problem could easily be avoided by automating the process.

pointing to change

Why Lowering Federal Payments to Pay Off Private Loans Can be the Smart Approach

Private loans are usually worse than federal loans. Getting a lower federal payment to free up cash to eliminate the private debt is often a smart move.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements