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IDR

Five Reasons for Student Loan Borrowers to Look Forward to 2023

Borrowers have many reasons for optimism about life with student loans in 2023.

Why Did My Monthly IDR Payment Go Up?

Changes in monthly IDR bills are common. Several different possibilities could explain the increase.

The Downside to Income-Driven Repayment Plans Like IBR, PAYE and REPAYE

IDR plans have a ton of borrower-friendly features, including student loan forgiveness. However, they have some flaws that all borrowers should understand.

Every* Student Loan Borrower Should Sign Up for Income-Driven Repayment

Income-Driven Repayment plans like IBR, PAYE and REPAYE are the best choice for just about every student loan borrower.

7 Reasons IDR Payment Calculations Are Unfair

Income-driven repayment is supposed to keep monthly payments affordable for all borrowers, but IDR plans help some borrowers more than others.

How to Exclude a High-Income Year from Income Driven Repayment Calculations

A jump in income can make monthly payments unaffordable. However, it is possible to skip a high earning year from IDR calculations.

How to Take Advantage of the Temporary Changes to Federal Student Loan Forgiveness

Two recent programs announced by the Department of Education make the path to student loan forgiveness significantly less complicated.

Should I Pay Extra on My Income-Driven Repayment (IDR) Plan?

Paying extra on IDR plans like IBR, PAYE and REPAYE is a risky choice for many student loan borrowers, especially those chasing student loan forgiveness.

How to Pay Off $40,000 in Student Loans

Finding a way to pay off $40,000 in student loans presents some unique challenges because it is right on the border of many strategies.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements