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IDR

taking a close look at new lawsuits impact on student loan borrowers

Lawsuit Filed to End SAVE Repayment Plan/One-Time IDR Account Adjustment

A new lawsuit has student loan borrowers nervous. Should there be concern over the future of SAVE and the one-time IDR account adjustment?

Federal Consolidation and the Student Loan Forgiveness Clock

Federal direct consolidation can have a huge influence on the IBR and PSLF loan forgiveness clocks.

calculator shows $0 per month federal idr calculation

Paying $0 Per Month On Your Federal Student Loans with IDR Plans Like SAVE

A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.

Man stands before many doors representing his federal student loan repayment plan options

Selecting Your First Student Loan Repayment Plan: Tips and Strategy

Choosing the right federal repayment plan might seem overwhelming, but finding the best option usually isn’t very difficult.

Should I Wait for Biden’s New 5% IDR Plan?

In most cases, waiting for the newest IDR repayment plan to be available is a mistake. Delays offer few advantages and come with significant disadvantages.

How the Biden Administration is Updating IDR Payment Counts

40,000 borrowers are about to get their remaining student loan balance forgiven, and millions more will move closer to IDR loan forgiveness.

All Repayment Plans Eligible for PSLF, Plus Tips and Strategy

Between temporary programs and alternative calculations, it isn’t easy to identify all of the repayment plans eligible for PSLF.

Guide to Temporary Programs and Permanent Rules for Federal Student Loans

With some temporary federal student loans programs over, or nearly complete, borrowers have to track several different moving targets.

Biden’s New IDR Plan Hurts Teachers, Social Workers

There is a lot to like about the proposed new IDR plan, but a closer inspection shows some room for improvement.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements