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Student Loan Forgiveness

borrowers speeds up student loan forgiveness on a rocket

Accelerated Forgiveness: Making Extra Payments for Quicker Forgiveness

Options to speed up student loan forgiveness by paying extra are limited.

borrowers decide between SAVE and PAYE repayment plans

Lower Payments on SAVE vs Faster Forgiveness on PAYE or IBR

For graduate borrowers, SAVE isn’t always the best student loan repayment plan. Some people might be better off with quicker forgiveness on PAYE or IBR.

SAVE borrower and REPAYE borrower turn gear to change IDR repayment plans

Switching to SAVE or REPAYE and Restarting Forgiveness Progress

Many borrowers worry that changing income-driven repayment plans will result in starting from scratch on the path to student loan forgiveness.

taking a close look at new lawsuits impact on student loan borrowers

Lawsuit Filed to End SAVE Repayment Plan/One-Time IDR Account Adjustment

A new lawsuit has student loan borrowers nervous. Should there be concern over the future of SAVE and the one-time IDR account adjustment?

Some borrowers may need to chart a new path for student loan repayment

Important Student Loan Rule Changes to Understand

Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.

student loan borrower looks at tax rules for IDR forgiveness plans like SAVE

The Guide to IDR Forgiveness and the Future Tax Bills

IDR plans like SAVE could result in borrowers receiving a massive tax bill when their student loans are forgiven.

Federal Consolidation and the Student Loan Forgiveness Clock

Federal direct consolidation can have a huge influence on the IBR and PSLF loan forgiveness clocks.

light shines illuminating the path forward for borrowers hoping for student loan forgiveness

The Future of One-Time Forgiveness: The Path Forward for Student Loan Cancellation

The Supreme Court struck down the plan to forgive up to $20,000 per borrower, but the hope for debt cancellation is far from over.

How Much Income is Too Much for Public Service Loan Forgiveness (PSLF)?

Chasing Public Service Loan Forgiveness (PSLF) doesn’t make sense for some borrowers with higher incomes. Finding that line isn’t always easy.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements