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Student Loan Forgiveness

Wait for IDR Forgiveness or Aggressively Repay Federal Student Loans?

The wait for Income-Driven Student Loan Forgiveness takes decades. In some cases waiting for debt forgiveness is the more expensive strategy.

The Pros and Cons of Chasing After Student Loan Forgiveness

Student loan forgiveness is a great way to erase debt, but it isn’t always the best decision for all borrowers.

Student Loan Forgiveness: Policy Concerns & Unintended Consequences

Forgiving student loans for all Americans would be a huge boost to borrowers and the economy, but many negative consequences are also possible.

Repayment Gaps and Student Loan Forgiveness

A gap in repayment may delay student loan forgiveness, but borrowers usually don’t have to start over.

The Impact of the Federal Interest and Payment Freeze on Loan Forgiveness (UPDATED)

Forbearance and deferments don’t usually count towards student loan forgiveness, but the Covid-19 payment pause is an exception.

erase student debt

Student Loan Forgiveness for Private Sector and For-Profit Employees

You don’t have to work for the government or a non-profit to get student loan forgiveness. Options exist for private sector employees too.

future PSLF

The Future of Public Service Loan Forgiveness

PSLF probably isn’t going anywhere. Even if it PSLF was eliminated, existing borrowers have plenty of protections in place so that they can qualify in the future.

balancing options between paying off student loans aggressively or going after forgiveness

Should I Refinance or Wait for Public Service Loan Forgiveness (PSLF)?

Tax-free student loan forgiveness sounds like a great deal, but there are times quickly paying off your student debt is the best approach.

Man studies options

Biden Student Loan Plan Offers More Hope for Borrowers

Biden isn’t calling for student loan forgiveness for all, but he does want to make some major changes to life with student loan in the United States.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements