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Repayment Plans

accountant does the math on whether refinancing student loans makes sense with SAVE

How the SAVE Plan Changes the Student Loan Refinance Analysis

The newest federal repayment plan makes refinancing a bit more risky for borrowers.

student loan borrower selects option for automatic income certification

Automatic Income Certification for IDR Plans Like SAVE

Automated yearly income certification will save IDR borrowers money and prevent mistakes with deadlines and timing issues.

Some borrowers may need to chart a new path for student loan repayment

Important Student Loan Rule Changes to Understand

Sticking to old assumuptions and strategies could mean that borrowers miss out on new opportunities to save money on federal student debt.

computer sign up for the SAVE federal student loan repayment plan

How to Sign Up for SAVE: Mistakes to Avoid When Switching Repayment Plans

The new SAVE plan offers considerable savings for IBR, PAYE, and REPAYE borrowers, but care is necessary when enrolling.

calculator shows $0 per month federal idr calculation

Paying $0 Per Month On Your Federal Student Loans with IDR Plans Like SAVE

A zero-dollar monthly payment may seem like a scam, but it is a legitimate option for some federal student loan borrowers.

Man stands before many doors representing his federal student loan repayment plan options

Selecting Your First Student Loan Repayment Plan: Tips and Strategy

Choosing the right federal repayment plan might seem overwhelming, but finding the best option usually isn’t very difficult.

Student Loan Payment Allocation Guide

All student loan payments are not created equal. If you make an extra payment toward your debt, make sure it goes as far as possible.

Should I Wait for Biden’s New 5% IDR Plan?

In most cases, waiting for the newest IDR repayment plan to be available is a mistake. Delays offer few advantages and come with significant disadvantages.

Biden’s New IDR Plan Hurts Teachers, Social Workers

There is a lot to like about the proposed new IDR plan, but a closer inspection shows some room for improvement.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements