SAVE vs PAYE and IBR: Payment Caps, Partial Financial Hardships and More
For high-earners, monthly payments on SAVE might eventually grow larger than PAYE and IBR. Does this make SAVE a risk?
Repayment Plans
The Lawsuit to End SAVE Shouldn’t Worry Borrowers
A new lawsuit has the potential to increase monthly student loan bills for millions of borrowers, but the odds of eliminating SAVE seem remote.
The Government is Paying Student Loan Interest for Millions of Borrowers: Learn How to Qualify
A small change to the IDR payment options has created an opportunity for borrowers to get student loan interest relief.
How SAVE Changed Income-Driven Repayment: Goodbye to REPAYE, PAYE, IBR, and ICR
The newly announced SAVE plan will eliminate or change most of the income-driven repayment plans currently available.
Will SAVE Survive Long-Term After Nearly Getting Defeated in the Senate?
Borrowers on SAVE will soon have political and legal protections that should keep the repayment plan available for many years to come.
The Best Student Loan Refinance Length is a 20-Year Fixed-Rate Loan
When picking a student loan refinance solution, it is essential to think about your other financial goals. Opting for a flexible choice is often the safest bet.
The Best Student Loan Repayment Plan for Getting a Mortgage and Buying a House
The best federal student loan repayment plan for mortgage applications is usually — but not always — the one with the lowest monthly payment.
Lower Payments on SAVE vs Faster Forgiveness on PAYE or IBR
For graduate borrowers, SAVE isn’t always the best student loan repayment plan. Some people might be better off with quicker forgiveness on PAYE or IBR.
Federal Student Loan Repayment Plan Options and Strategy
There are many different federal repayment plans and each option comes with unique advantages and disadvantages.