Student Loan Plan: Moving from IBR to REPAYE
Switching from IBR to REPAYE has major benefits, but some couples will need to do some math to find the best option.
Cosigners on Student Loans: A Last Resort Option
Lenders have made cosigning on student loans a routine practice, but cosigning any loan is a risky decision with major consequences.
Getting Married: Do I Refinance and Abandon PSLF?
Marriage can change the math on student loan forgiveness. In some cases, shifting to an aggressive repayment strategy is better than sticking with Public Service Loan Forgiveness.
Using Mint.com to Pay Off Student Loans
I have concerns about Mint security, but it is very useful at tracking my budget and my progress towards student loan elimination.
The Ten Best Student Loan Loopholes and Hacks
After nearly a decade of helping borrowers with their student loans, these are my favorite strategies to eliminate debt.
Identifying the Stakeholders in Solving the Student Loan Crisis
Any fix to the the student loan crisis will impact many different groups in different ways. Some will gain and some will lose.
How to Calculate When it is Time to Give Up on Public Service Loan Forgiveness
When is chasing PSLF more expensive than refinancing and paying off your loan aggressively? Where is the break-even point?
Finding Scholarships for College Graduates
Scholarships are a great way to pay for school but they are mostly non-existent to help pay student loans after school. However, help is available for persistent borrowers.
Will Signing Up For IBR, PAYE or REPAYE Help My Credit Score?
The credit score impact of enrollment in IDR plans like PAYE, IBR and REPAYE is usually minimal, but it can be a huge help in certain circumstances.