The Government Desperately Needs to Simplify Student Loan Repayment
Simplifying federal student loan repayment would lower the default rate, help the economy, and prevent scammers from hurting vulnerable borrowers.
How the End of LIBOR Impacts Student Loans
The end of LIBOR means changes are coming for many student loan borrowers with variable-rate student loans.
Student Loan Cancellation Could Be a Disaster for Biden, Borrowers
Members of Congress are calling for President Biden to forgive up to $50,000 in federal student debt. For borrowers, the upside is obvious, but there is also a huge downside.
How the Student Loan Crisis Benefits the Wealthy
The student loan benefits for the 1% go far beyond collecting interest and charging outlandish tuition prices at for-profit colleges.
Giving Up on Student Loan Forgiveness? What is Next?
Even if you don’t think you will qualify for student loan forgiveness, there are still plenty of resources and strategies available to eliminate your student debt.
Expanded Income-Contingent Repayment is Off to a Bad Start
EICR has potential to lower monthly payments for borrowers, but early drafts leave plenty of room for improvement.
Income-Driven Repayment Plans and the Federal Student Loan Restart
With the Covid-19 relief coming to an end, Borrowers on ICR, IBR, PAYE and REPAYE have plenty of options.
IBR, PAYE, and SAVE Strategy in Community Property States
Monthly payment calculations on income-driven repayment plans get especially complicated for borrowers living in community property states.
The Student Loan Forgiveness Risks from Refinancing
Refinancing student loans is a great way to lower interest rates and monthly payments. Unfortunately, this move may negatively impact student loan forgiveness options.