Parent PLUS Loans vs. Cosigning Private Loans vs. HELOC Loans
Parents have many different options to help their kids pay for college. The best choice for your family will depend on several different factors.
There is a long list of resources to knock out federal and private student loans. For many borrowers, the ideal approach will be a combination of some of the programs below.
If you are brand new to student loan repayment, this guide is a helpful starting point.
Parents have many different options to help their kids pay for college. The best choice for your family will depend on several different factors.
Getting things right on federal student loan forgiveness could be nearly impossible for Joe Biden. He will anger millions no matter what he does.
The Limited Waiver and TEPSLF were both created to help more borrowers qualify for PSLF.
Biden’s options to help private student loan borrowers struggling with their debt are limited, but assistance is possible.
Income-driven repayment is supposed to keep monthly payments affordable for all borrowers, but IDR plans help some borrowers more than others.
A jump in income can make monthly payments unaffordable. However, it is possible to skip a high earning year from IDR calculations.
Two recent programs announced by the Department of Education make the path to student loan forgiveness significantly less complicated.
Locking in a fixed-rate student loan means no more interest rate increases or monthly payment changes.
Now is the time to tweak your federal loans to make sure you maximize any upcoming student loan forgiveness.