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Refinance Strategy

police officer

Student Loan Repayment for Law Enforcement: Forgiveness, Refinancing & More

Serving your community may come with many student loan perks like repayment assistance and public service student loan forgiveness.

student loan borrower shakes hand after reaching a deal with lender

How to Negotiate a Lower Interest Rate with a Student Loan Lender

Negotiating terms with student loan lenders isn’t easy, but it is possible in several different circumstances.

mortgage or refinancing first

Buy a House then Refinance or Refinance Student Loans First?

Student loan refinancing can make getting a mortgage much easier — or much harder. Getting the order right is essential.

refinance navient good idea

Should I Refinance My Navient Loans?

Refinancing Navient loans hopefully means lower interest rates and better service, but it isn’t always the best decision.

loan origination and distribution fee basics

Student Loan Origination Fees: The Basics and Avoiding Them

Loan origination fees should be avoided for nearly all student loans. Federal loans are a noteworthy exception to this rule.

Old Age Clock - 5, 10, 15, 20 Student Loans

Should I Pick a 5, 10, 15 or 20 Year Student Loan Refinance?

The right repayment length for your student loan refinance will depend upon your financial resources and how aggressive you want to be.

abandon pslf refinance

Getting Married: Do I Refinance and Abandon PSLF?

Marriage can change the math on student loan forgiveness. In some cases, shifting to an aggressive repayment strategy is better than sticking with Public Service Loan Forgiveness.

fees and costs of student loan refinancing

What Costs and Fees Should I Pay for Student Loan Refinancing?

Borrowers shouldn’t have to pay any fees to refinance their student loans. Unlike a mortgage refinance, the process should be free.

refinance or PSLF

How to Calculate When it is Time to Give Up on Public Service Loan Forgiveness

When is chasing PSLF more expensive than refinancing and paying off your loan aggressively? Where is the break-even point?

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Next Page »
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements