Refinance – Page 9 – The Student Loan Sherpa

Who Should Refinance?

Borrowers with federal student loans should only refinance in very limited circumstances. Given the current interest rates offered by lenders, federal refianancing usually doesn't make sense.

Borrowers with private loans should refinance if they can get a lower interest rate or better loan terms.

Should I Refinance My Navient Loans?

Refinancing Navient loans hopefully means lower interest rates and better service, but it isn’t always the best decision.

loan origination and distribution fee basics

Student Loan Origination Fees: The Basics and Avoiding Them

Loan origination fees should be avoided for nearly all student loans. Federal loans are a noteworthy exception to this rule.

Black and White Dominos - Student Loan Interest Rate

How do lenders decide on my student loan interest rate?

There are many factors that go into determining a student loan interest rate. Some are based on the borrowers but others are not.

Old Age Clock - 5, 10, 15, 20 Student Loans

Should I Pick a 5, 10, 15 or 20 Year Student Loan Refinance?

The right repayment length for your student loan refinance will depend upon your financial resources and how aggressive you want to be.

EDvestinU reviews student loan refinance

EDvestinU Student Loan Refinance Review

EDvestinU is one of the very best refinance lenders in some areas, but lags behind the top lenders in other areas. Overall Rating: 3.5/5.

Getting Married: Do I Refinance and Abandon PSLF?

Marriage can change the math on student loan forgiveness. In some cases, shifting to an aggressive repayment strategy is better than sticking with Public Service Loan Forgiveness.