Is it a Mistake to Refinance Student Loans During the Coronavirus Pandemic?
Federal student loans should not be refinanced right now, but private loans are a very different situation.
The One Time it Makes Sense to Have a Cosigner for a Refinance Loan
Cosigning student loans is usually a bad idea, even on refinance loans. However, if you are already a cosigner on a student loan, it makes sense to also cosign on the refinance loan.
Is it Possible to “Undo” a Student Loan Consolidation or Refinance?
Fixing a mistake on a student loan refinance or consolidation is easy if you catch it early. If you are late, you have to get creative to undo the process.
Debt-to-Income Ratios Needed for Student Loan Refinancing
Other than credit score, Debt-to-Income ratio is probably the most important number in any student loan refinance application.
Laurel Road Review: Student Loan Refinancing and Consolidation
Laurel Road is considered one of the best refinance lenders because they offer excellent interest rates and borrower satisfaction is high.
Should I Refinance or Wait for Public Service Loan Forgiveness (PSLF)?
Tax-free student loan forgiveness sounds like a great deal, but there are times quickly paying off your student debt is the best approach.
Do I have to go “All In” on student loan refinancing?
Borrowers don’t have to combine all of their student loans when they refinance. In some cases, keeping a couple loans separate is a really smart idea.
Should I Consolidate My Federal Loans Into A Private Loan?
Private consolidation of federal loans has major risks and major rewards. With no way to undo the decision, borrowers need to be certain they’re not making a mistake.
Student Loan Refinance Contracts: Terms to Avoid
Borrowers should pay close attention to the specific terms of their student loan refinance agreement.