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Living with Student Loans

Red flags in scam student loan forgiveness offers.

Scam Alert: Student Loan Payment Reduction, Consolidation and Forgiveness by Mail

One of the latest student loan scams involves letters by mail. The letter includes details to appear legitimate, but it isn’t.

win win hand draws both

4 Ways to Save for Retirement AND Eliminate Student Loan Debt

Some advanced student loan repayment strategies allow borrowers to eliminate student debt and contribute to retirement accounts like a 401(k) or IRA.

What happens to SAVE, PSLF, and other student loan programs if Trump wins

The Worst-Case Scenario for Student Loan Borrowers in a Second Trump Presidency

A second Trump presidency could bring significant changes for student loan borrowers, including the taxation of forgiven debt, the end of new forgiveness initiatives, and uncertainty surrounding the SAVE plan and PSLF.

man hidden in bricks

The Hidden Costs of Paying Off Student Loans Early

Student loan prepayment comes with many advantages, but there are a few downsides that borrowers should understand.

Highlight important concepts on AGI for student loan borrowers

Adjusted Gross Income (AGI) and Your Student Loans

Learn how to locate your AGI and use it to improve student loan repayment options and access tax benefits.

consequences of student debt on mortgage applications

Student Loans and Mortgages: The Impacts and Strategies for Homebuyers

Student debt can make it difficult to buy a house, but careful mortgage planning can make a home loan possible for student loan borrowers.

Should I Empty My Retirement Accounts to Pay Off My Student Loans?

Paying off student loans with retirement funds often triggers taxes and penalties, but there are exceptions to these rules.

How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments

Putting money in a retirement account can mean lower student loan payments and more student loan forgiveness.

2023 Tax Return Strategy, Tips & Deductions for Student Loan Borrowers

Tax season presents several opportunities for borrowers to lower student loan payments and move closer to loan forgiveness.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements