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PSLF income limits illustration showing a high-income borrower comparing repayment plans, with no income cap but rising monthly payments affecting loan forgiveness strategy

The High Earner’s Guide to PSLF: Income Limits, Strategy, and Whether It’s Worth It

Is there an income limit for PSLF? Can you make too much money for PSLF? No. There is no income cap, salary ceiling, or maximum …

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Student loan news 2026 illustration showing a laptop with policy, repayment, and financial update icons.

Student Loan News & Updates Today — 2026

Latest student loan news and policy updates for 2026, including RAP repayment changes, borrowing caps, Parent PLUS deadlines, settlements, and major federal developments affecting borrowers.

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pslf buyback

How PSLF Buyback Works in 2026: Step-by-Step Guide for Borrowers

If you’re short on qualifying PSLF payments due to deferment or forbearance, PSLF Buyback could be your shortcut to forgiveness. Learn how it works, who’s eligible, and how to apply in 2026.

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Minimalist illustration of a borrower at a fork in the road choosing between Legacy IBR and RAP student loan repayment paths.

The RAP “Poison Pill”: How New Federal Loans Can Quietly Reshape Your Entire Repayment Strategy

Borrowing new federal loans after July 1, 2026 can quietly force your older loans into the RAP system, changing your payment caps and repayment timeline. Here’s how the “RAP poison pill” works and how to avoid accidentally triggering it.

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medical school loans guide

How to Pay for Medical School in 2026: Federal Loans, RAP, and Private Options

With Grad PLUS loans ending for new borrowers in 2026, medical students face a funding gap that federal loans may not cover. This article breaks down loan limits and where private loans may come into play.

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parent plus loan forgivenss deadline

Parent PLUS Loan Forgiveness Is Ending in 2026 — Why Waiting Could Lock You Out

Parent PLUS borrowers face a permanent forgiveness lockout under new federal law. Waiting until the “official” deadline could backfire due to processing delays and rule changes. Here’s what parents need to know — and why acting early matters.

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student loans and moving abroad

What Happens to Your Student Loans If You Move Abroad? (And How to Handle Them Smartly)

Moving abroad doesn’t cancel your student loans — but it changes how they’re managed. Learn how the Foreign Earned Income Exclusion (FEIE) can affect your IDR payments, what to watch out for, and how to stay compliant while living overseas.

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student loan default

How to Get Out of Student Loan Default (and Why So Many Borrowers Are Facing It in 2025)

Millions face student loan default in 2025. Learn what default means, how to fix it fast, and avoid falling behind again.

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What the GOP's Student Loan Bill Could Mean For You

What the One Big Beautiful Bill Means for Your Student Loans in 2025

Confused about the new student loan rules under the One Big Beautiful Bill Act? You’re not alone. This comprehensive explainer breaks down how the law changes repayment options, forgiveness eligibility, and future borrowing for millions of borrowers.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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